From the Radiant Advisory Desk
Practical insights to help businesses and individuals make better, more informed insurance decisions.
Commercial Insurance · Motor & Fleet
Motor Fleet Insurance — Protecting Your Commercial Vehicle Assets
A structured fleet insurance program does more than meet compliance requirements. It protects working capital, ensures business continuity after accidents, and can significantly reduce premium costs through fleet discounts and structured coverage.
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Marine Insurance · Trade
Understanding Marine Cargo Coverage for Indian Exporters
Export cargo faces unique risks at every stage of transit — from origin warehouse to final delivery. Understanding the difference between ICC A, B, and C clauses is essential for every Indian exporter.
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Risk Advisory · Individual Insurance
Why Every Business Needs an Annual Insurance Portfolio Review
Markets change, businesses grow, and risk profiles evolve. An annual structured insurance review ensures your coverage remains aligned with your operational reality — and identifies gaps before they become losses.
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Employee Benefits · HR
Designing an Employee Benefits Program That Retains Talent
In competitive talent markets, a well-structured group health and life insurance program is no longer optional — it is a core retention and recruitment tool for growing businesses.
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Claims Advisory
What to Do in the First 24 Hours After a Commercial Insurance Loss
The actions taken immediately after a loss event significantly affect the outcome of your insurance claim. Here is a clear, step-by-step guide from our claims advisory team.
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Regulatory Update · IRDAI
IRDAI's 2024 Regulations: What Policyholders Need to Know
The Insurance Regulatory and Development Authority of India has introduced several significant reforms aimed at improving transparency, reducing claim settlement timelines, and expanding coverage access.
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