Motor Insurance

Private Vehicles, Commercial Fleets & Everything in Between — Structured Coverage That Works

Vehicle Protection

Motor Insurance Beyond Basic Compliance

Motor insurance in India is often treated as a compliance checkbox — a policy purchased for minimum legal requirement. Radiant approaches motor insurance differently: as a structured asset protection and liability management exercise, especially critical for commercial vehicle operators and fleet owners.

Comprehensive vehicle coverage
Third-party liability (mandatory)
Own damage protection
Zero depreciation add-on
Engine protection cover
Return to invoice add-on
Roadside assistance
Fleet premium optimization

Primary Specialisation

Commercial Fleet Advisory

Fleet Insurance for Commercial Operators

Radiant has deep expertise in commercial vehicle insurance — covering trucks, tankers, tippers, buses, and mixed fleets. We understand that for transport and logistics businesses, vehicle downtime is revenue loss, and claim delays are operational crises. Our fleet programs are designed to minimize both.

Multi-vehicle fleet discounts
Goods-in-transit bundling
Driver personal accident coverage
Fast-track claim support

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Motor Solutions We Cover

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Private Cars

Comprehensive coverage for personal cars — with add-ons like zero depreciation, engine protect, and return to invoice.

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Two-Wheelers

Affordable comprehensive coverage for motorcycles and scooters — including personal accident for owner-driver.

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Commercial Vehicles

Trucks, buses, tippers, tankers, and light commercial vehicles — structured for operational needs and compliance.

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Fleet Programs

Consolidated fleet policies with volume discounts, single renewal dates, and dedicated claim management.