/* ============================================
   RADIANT INSURE — GLOBAL STYLESHEET
   Color Palette: Deep Navy + Warm Gold/Amber
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@400;500;600;700&family=Nunito+Sans:wght@300;400;600;700&display=swap');

:root {
  --navy: #0B1F3A;
  --navy-mid: #112244;
  --navy-light: #1a3260;
  --gold: #C9922A;
  --gold-light: #E8B84B;
  --gold-pale: #F5E6C8;
  --cream: #FAF7F2;
  --white: #FFFFFF;
  --text-dark: #1A1A2E;
  --text-mid: #4A5568;
  --text-light: #718096;
  --border: #E2D9C8;
  --shadow: rgba(11,31,58,0.12);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Nunito Sans', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  overflow-x: hidden;
}

h1, h2, h3, h4 {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 600;
  line-height: 1.2;
}

/* ── NAVIGATION ── */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(11,31,58,0.97);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(201,146,42,0.3);
  padding: 0 48px 0 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 75px;
  transition: all 0.3s ease;
}

nav.scrolled {
  height: 65px;
  background: rgba(11,31,58,0.99);
  box-shadow: 0 4px 30px rgba(0,0,0,0.3);
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.nav-logo img {
  height: 48px;
  width: auto;
  flex-shrink: 0;
}

.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.nav-logo-text span:first-child {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 1px;
}

.nav-logo-text span:last-child {
  font-size: 0.6rem;
  color: var(--gold-light);
  letter-spacing: 2px;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
  list-style: none;
}

.nav-links > li {
  position: relative;
}

.nav-links > li > a {
  color: rgba(255,255,255,0.88);
  text-decoration: none;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  padding: 10px 14px;
  display: flex;
  align-items: center;
  gap: 5px;
  transition: color 0.2s;
}

.nav-links > li > a:hover,
.nav-links > li > a.active {
  color: var(--gold-light);
}

.nav-links > li > a .chevron {
  font-size: 0.6rem;
  transition: transform 0.2s;
}

.nav-links > li:hover > a .chevron {
  transform: rotate(180deg);
}

/* Mega Menu */
.mega-menu {
  position: absolute;
  top: calc(100% + 1px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--navy);
  border: 1px solid rgba(201,146,42,0.25);
  border-top: 2px solid var(--gold);
  padding: 28px 32px;
  min-width: 520px;
  display: none;
  gap: 40px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
}

.nav-links > li:hover .mega-menu {
  display: flex;
}

.mega-col h6 {
  font-family: 'Nunito Sans', sans-serif;
  font-size: 0.65rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 14px;
  padding-bottom: 8px;
  border-bottom: 1px solid rgba(201,146,42,0.2);
}

.mega-col a {
  display: block;
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 0.85rem;
  padding: 6px 0;
  transition: color 0.2s, padding-left 0.2s;
}

.mega-col a:hover {
  color: var(--gold-light);
  padding-left: 6px;
}

.nav-cta {
  background: var(--gold);
  color: var(--navy) !important;
  padding: 9px 20px !important;
  border-radius: 3px;
  font-weight: 700 !important;
  letter-spacing: 0.5px !important;
  transition: background 0.2s !important;
  white-space: nowrap;
}

.nav-cta:hover {
  background: var(--gold-light) !important;
  color: var(--navy) !important;
}

/* Mobile Menu Toggle */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 5px;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: all 0.3s;
}

/* ── HERO SECTIONS ── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transform: scale(1.05);
  animation: heroZoom 12s ease-out forwards;
}

@keyframes heroZoom {
  from { transform: scale(1.05); }
  to { transform: scale(1); }
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, rgba(11,31,58,0.92) 0%, rgba(11,31,58,0.7) 50%, rgba(11,31,58,0.4) 100%);
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 1200px;
  margin: 0 auto;
  padding: 120px 40px 80px;
  width: 100%;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,146,42,0.15);
  border: 1px solid rgba(201,146,42,0.4);
  color: var(--gold-light);
  font-size: 0.7rem;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  padding: 8px 18px;
  margin-bottom: 28px;
  animation: fadeUp 0.8s ease forwards;
  opacity: 0;
}

.hero-badge::before {
  content: '';
  width: 20px;
  height: 1px;
  background: var(--gold);
}

.hero h1 {
  font-size: clamp(2.8rem, 5vw, 4.5rem);
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 24px;
  max-width: 720px;
  animation: fadeUp 0.8s 0.2s ease forwards;
  opacity: 0;
}

.hero h1 em {
  font-style: italic;
  color: var(--gold-light);
}

.hero-sub {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.78);
  max-width: 560px;
  line-height: 1.8;
  margin-bottom: 40px;
  font-weight: 300;
  animation: fadeUp 0.8s 0.4s ease forwards;
  opacity: 0;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  animation: fadeUp 0.8s 0.6s ease forwards;
  opacity: 0;
}

.hero-stats {
  display: flex;
  gap: 48px;
  margin-top: 64px;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,0.15);
  animation: fadeUp 0.8s 0.8s ease forwards;
  opacity: 0;
  flex-wrap: wrap;
}

.hero-stat-item h3 {
  font-size: 2.2rem;
  color: var(--gold-light);
  font-weight: 700;
}

.hero-stat-item p {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.6);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-top: 4px;
}

/* ── PAGE HERO (non-home) ── */
.page-hero {
  position: relative;
  height: 560px;
  display: flex;
  align-items: flex-end;
  overflow: hidden;
}

.page-hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center top;
}

.page-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(11,31,58,0.95) 0%, rgba(11,31,58,0.6) 60%, rgba(11,31,58,0.3) 100%);
}

.page-hero-content {
  position: relative;
  z-index: 2;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 40px 60px;
  width: 100%;
}

.page-hero-content .breadcrumb {
  font-size: 0.72rem;
  color: var(--gold-light);
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 14px;
}

.page-hero-content .breadcrumb a {
  color: rgba(255,255,255,0.6);
  text-decoration: none;
}

.page-hero-content h1 {
  font-size: clamp(2.2rem, 4vw, 3.6rem);
  color: var(--white);
}

.page-hero-content p {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  margin-top: 12px;
  max-width: 600px;
  line-height: 1.7;
}

/* ── BUTTONS ── */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--gold);
  color: var(--navy);
  padding: 14px 32px;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: all 0.3s ease;
  clip-path: polygon(0 0, calc(100% - 10px) 0, 100% 10px, 100% 100%, 10px 100%, 0 calc(100% - 10px));
}

.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(201,146,42,0.4);
}

.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--white);
  padding: 13px 32px;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  text-decoration: none;
  border: 1px solid rgba(255,255,255,0.4);
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn-outline:hover {
  border-color: var(--gold);
  color: var(--gold-light);
}

.btn-gold-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--gold);
  padding: 13px 32px;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  text-decoration: none;
  border: 2px solid var(--gold);
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn-gold-outline:hover {
  background: var(--gold);
  color: var(--navy);
}

/* ── SECTIONS ── */
section { padding: 96px 40px; }

.section-inner {
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 0.68rem;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 16px;
}

.section-label::before {
  content: '';
  width: 30px;
  height: 1px;
  background: var(--gold);
}

.section-title {
  font-size: clamp(2rem, 3.5vw, 3rem);
  color: var(--navy);
  margin-bottom: 20px;
  line-height: 1.15;
}

.section-title.light {
  color: var(--white);
}

.section-sub {
  font-size: 1rem;
  color: var(--text-mid);
  line-height: 1.8;
  max-width: 600px;
}

.section-sub.light {
  color: rgba(255,255,255,0.72);
}

/* ── SPLIT LAYOUT ── */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.split.reverse { direction: rtl; }
.split.reverse > * { direction: ltr; }

.split-image {
  position: relative;
  height: 560px;
}

.split-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.split-image::before {
  content: '';
  position: absolute;
  top: -16px;
  left: -16px;
  right: 16px;
  bottom: 16px;
  border: 2px solid var(--gold);
  z-index: -1;
}

.split-image.right::before {
  left: 16px;
  right: -16px;
}

/* ── CARDS ── */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
  margin-top: 48px;
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  padding: 36px 28px;
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}

.card::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0);
  transition: transform 0.3s ease;
}

.card:hover {
  box-shadow: 0 20px 60px var(--shadow);
  transform: translateY(-4px);
  border-color: var(--gold-pale);
}

.card:hover::after { transform: scaleX(1); }

.card-icon {
  width: 52px;
  height: 52px;
  background: var(--gold-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
}

.card h4 {
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 10px;
}

.card p {
  font-size: 0.88rem;
  color: var(--text-mid);
  line-height: 1.7;
}

.card a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  text-decoration: none;
  margin-top: 18px;
  transition: gap 0.2s;
}

.card a:hover { gap: 10px; }

/* ── DARK SECTION ── */
.section-dark {
  background: var(--navy);
  color: var(--white);
}

.section-cream {
  background: var(--cream);
}

/* ── INSURER LOGOS STRIP ── */
.logos-strip {
  background: var(--navy);
  padding: 40px 0;
  overflow: hidden;
  border-top: 1px solid rgba(201,146,42,0.2);
  border-bottom: 1px solid rgba(201,146,42,0.2);
}

.logos-label {
  text-align: center;
  font-size: 0.68rem;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 28px;
}

.logos-track {
  display: flex;
  gap: 48px;
  animation: scrollLogos 35s linear infinite;
  width: max-content;
}

.logos-track:hover { animation-play-state: paused; }

@keyframes scrollLogos {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

.insurer-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.1);
  padding: 10px 22px;
  min-width: 140px;
  height: 52px;
  white-space: nowrap;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.7);
  font-weight: 600;
  letter-spacing: 0.5px;
  transition: all 0.3s;
}

.insurer-logo:hover {
  background: rgba(201,146,42,0.15);
  border-color: rgba(201,146,42,0.4);
  color: var(--gold-light);
}

/* ── STAT BAR ── */
.stat-bar {
  background: var(--gold);
  padding: 40px;
}

.stat-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}

.stat-item h3 {
  font-size: 2.6rem;
  color: var(--navy);
  font-weight: 700;
}

.stat-item p {
  font-size: 0.72rem;
  color: rgba(11,31,58,0.7);
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-top: 4px;
}

/* ── PROCESS STEPS ── */
.process-steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
  margin-top: 60px;
  position: relative;
}

.process-steps::before {
  content: '';
  position: absolute;
  top: 36px;
  left: 10%;
  right: 10%;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
}

.process-step {
  text-align: center;
  padding: 0 16px;
  position: relative;
}

.step-num {
  width: 72px;
  height: 72px;
  background: var(--navy);
  border: 2px solid var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.4rem;
  color: var(--gold);
  margin: 0 auto 20px;
  position: relative;
  z-index: 1;
}

.process-step h4 {
  font-size: 0.95rem;
  color: var(--navy);
  margin-bottom: 8px;
}

.process-step p {
  font-size: 0.8rem;
  color: var(--text-mid);
  line-height: 1.6;
}

/* ── TEAM CARDS ── */
.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 28px;
  margin-top: 48px;
}

.team-card {
  background: var(--white);
  border: 1px solid var(--border);
  overflow: hidden;
  transition: all 0.3s;
}

.team-card:hover {
  box-shadow: 0 20px 50px var(--shadow);
  transform: translateY(-4px);
}

.team-card-img {
  height: 200px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  color: var(--gold);
  font-family: 'Cormorant Garamond', serif;
}

.team-card-body {
  padding: 24px;
}

.team-card-body h4 {
  font-size: 1.15rem;
  color: var(--navy);
  margin-bottom: 4px;
}

.team-card-body .designation {
  font-size: 0.72rem;
  color: var(--gold);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  font-weight: 700;
  margin-bottom: 12px;
}

.team-card-body p {
  font-size: 0.83rem;
  color: var(--text-mid);
  line-height: 1.7;
}

/* ── CHECKLIST ── */
.checklist {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 32px;
  margin-top: 20px;
}

.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.88rem;
  color: var(--text-mid);
  line-height: 1.5;
}

.checklist li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

/* ── CTA BANNER ── */
.cta-banner {
  background: linear-gradient(105deg, var(--navy) 60%, var(--navy-light) 100%);
  padding: 80px 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(201,146,42,0.1) 0%, transparent 70%);
}

.cta-banner h2 {
  font-size: clamp(1.8rem, 3vw, 2.8rem);
  color: var(--white);
  margin-bottom: 16px;
}

.cta-banner p {
  color: rgba(255,255,255,0.7);
  font-size: 1rem;
  margin-bottom: 36px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

/* ── BLOG CARDS ── */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
  margin-top: 48px;
}

.blog-card {
  background: var(--white);
  border: 1px solid var(--border);
  overflow: hidden;
  transition: all 0.3s;
}

.blog-card:hover {
  box-shadow: 0 20px 50px var(--shadow);
  transform: translateY(-4px);
}

.blog-card-img {
  height: 200px;
  overflow: hidden;
}

.blog-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s;
}

.blog-card:hover .blog-card-img img { transform: scale(1.05); }

.blog-card-body { padding: 24px; }

.blog-tag {
  font-size: 0.65rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 10px;
}

.blog-card-body h4 {
  font-size: 1.1rem;
  color: var(--navy);
  margin-bottom: 10px;
  line-height: 1.35;
}

.blog-card-body p {
  font-size: 0.83rem;
  color: var(--text-mid);
  line-height: 1.7;
}

.blog-card-body a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 700;
  text-decoration: none;
  margin-top: 16px;
  letter-spacing: 1px;
  text-transform: uppercase;
  transition: gap 0.2s;
}

.blog-card-body a:hover { gap: 10px; }

/* ── CONTACT FORM ── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 64px;
  align-items: start;
}

.contact-info h3 {
  font-size: 1.8rem;
  color: var(--navy);
  margin-bottom: 24px;
}

.contact-detail {
  display: flex;
  gap: 16px;
  margin-bottom: 24px;
  align-items: flex-start;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  background: var(--gold-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
  color: var(--gold);
}

.contact-detail-text h5 {
  font-size: 0.7rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 4px;
}

.contact-detail-text p, .contact-detail-text a {
  font-size: 0.92rem;
  color: var(--text-mid);
  text-decoration: none;
  line-height: 1.5;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.72rem;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--text-mid);
  font-weight: 700;
  margin-bottom: 8px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1px solid var(--border);
  background: var(--cream);
  font-family: 'Nunito Sans', sans-serif;
  font-size: 0.9rem;
  color: var(--text-dark);
  outline: none;
  transition: border-color 0.2s;
  appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  background: var(--white);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

/* ── FOOTER ── */
footer {
  background: #060F1E;
  color: rgba(255,255,255,0.7);
  padding: 70px 40px 30px;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  margin-bottom: 32px;
}

.footer-brand img { height: 48px; margin-bottom: 16px; }

.footer-brand p {
  font-size: 0.85rem;
  line-height: 1.8;
  max-width: 300px;
  margin-bottom: 20px;
}

.footer-irdai {
  display: inline-block;
  background: rgba(201,146,42,0.1);
  border: 1px solid rgba(201,146,42,0.3);
  color: var(--gold-light);
  font-size: 0.7rem;
  letter-spacing: 1.5px;
  padding: 8px 16px;
  text-transform: uppercase;
}

.footer-col h5 {
  font-family: 'Nunito Sans', sans-serif;
  font-size: 0.68rem;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 20px;
}

.footer-col a {
  display: block;
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  font-size: 0.85rem;
  padding: 5px 0;
  transition: color 0.2s;
}

.footer-col a:hover { color: var(--gold-light); }

.footer-contact-item {
  display: flex;
  gap: 10px;
  margin-bottom: 14px;
  font-size: 0.85rem;
}

.footer-contact-item span:first-child { color: var(--gold); font-size: 1rem; }

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.35);
}

.footer-socials {
  display: flex;
  gap: 10px;
}

.footer-social-icon {
  width: 36px;
  height: 36px;
  border: 1px solid rgba(255,255,255,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.5);
  font-size: 0.8rem;
  text-decoration: none;
  transition: all 0.2s;
}

.footer-social-icon:hover {
  border-color: var(--gold);
  color: var(--gold);
}

/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}

.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.7s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ── MOBILE NAV ── */
.mobile-nav {
  display: none;
  position: fixed;
  top: 75px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--navy);
  z-index: 999;
  overflow-y: auto;
  padding: 24px;
}

.mobile-nav.open { display: block; }

.mobile-nav a {
  display: block;
  color: rgba(255,255,255,0.85);
  text-decoration: none;
  font-size: 1rem;
  padding: 13px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  font-weight: 600;
}

.mobile-nav a:hover { color: var(--gold-light); }

.mobile-nav-section h6 {
  font-size: 0.65rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  padding: 20px 0 8px;
}

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .split { grid-template-columns: 1fr; gap: 48px; }
  .split.reverse { direction: ltr; }
  .split-image { height: 320px; }
  .process-steps { grid-template-columns: 1fr; }
  .process-steps::before { display: none; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .stat-bar-inner { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  nav { padding: 0 20px; }
  .nav-links { display: none; }
  .hamburger { display: flex; }
  section { padding: 64px 20px; }
  .hero-content { padding: 100px 20px 60px; }
  .hero-stats { gap: 28px; }
  .page-hero { height: 360px; }
  .page-hero-content { padding: 0 20px 40px; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .stat-bar-inner { grid-template-columns: repeat(2, 1fr); }
  .checklist { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .cards-grid { grid-template-columns: 1fr; }
}

/* ── TOP CONTACT BAR ── */
.top-bar {
  background: #060F1E;
  border-bottom: 1px solid rgba(201,146,42,0.2);
  padding: 8px 48px 8px 32px;
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1001;
}

.top-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.top-bar-left span {
  font-size: 0.7rem;
  color: rgba(255,255,255,0.5);
  letter-spacing: 1px;
}

.top-bar-right {
  display: flex;
  align-items: center;
  gap: 14px;
}

.top-bar-right a {
  font-size: 0.75rem;
  color: var(--gold-light);
  text-decoration: none;
  font-weight: 600;
  letter-spacing: 0.5px;
  transition: color 0.2s;
}

.top-bar-right a:hover { color: var(--white); }

.top-bar-divider {
  color: rgba(255,255,255,0.2);
  font-size: 0.7rem;
}

/* Push nav down to account for top bar */
nav#mainNav { top: 33px; }
nav#mainNav.scrolled { top: 33px; }

.mobile-nav { top: 108px; }

.top-bar-mobile {
  display: flex;
  gap: 16px;
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 8px;
}

.top-bar-mobile a {
  font-size: 0.8rem;
  color: var(--gold-light) !important;
  font-weight: 600;
}

/* Adjust hero padding for top bar + nav */
.hero-content { padding-top: 160px !important; }
.page-hero { margin-top: 108px; }

@media (max-width: 768px) {
  .top-bar { padding: 7px 16px; }
  .top-bar-left { display: none; }
  .top-bar-right { gap: 10px; }
  nav#mainNav { top: 30px; }
  .mobile-nav { top: 105px; }
  .page-hero { margin-top: 105px; }
}